License & use.
Every download contains the same license.
Make the work your own.
You may edit these files and use them in your own work, study or business, including creating finished client deliverables. You may share completed outputs with the relevant client or team.
Keep the source products private.
You may not resell, redistribute or sublicense the original templates, source packs or lightly modified versions as competing template products.
Check before you rely on them.
Examples are illustrative. Verify business facts, calculations, rights and any contractual or regulatory requirements before use. Templates are working tools, not professional legal, medical or financial advice.
Need help?
Email business@bynowak.com with the product and file name.